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Hermes cover click&cover BANK
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With Export Credit Guarantees against risks
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Assessment of ESHR issues
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Climate strategy for ECG
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OECD Common Approaches
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Category A projects
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Supported projects
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Background information on selected transactions
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Supporting German industry
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Export of services
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To the package of measures
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Supplier credit cover With a supplier credit cover, you can insure trade receivables arising from a single export transaction with short or long repayment terms. Show product
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Hermes cover click&cover EXPORT With the digital form of the supplier credit cover, you can insure small-ticket transactions having a volume of up to EUR 5 million and credit periods of up to 5 years with standardised supplier credit cover, which is applied for online. Show product
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Export credit cover for service providers With an export credit cover for service providers, you can cover services rendered abroad that are not linked to the supply of goods. Constructional works can be covered with a constructional works cover. Show product
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Leasing cover With a leasing cover, the lessor can protect himself against the loss of amounts owing from a foreign lessee under a cross-border lease. Show product
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Revolving supplier credit cover With a revolving supplier credit cover, you, as exporter, can obtain cover for accounts receivable with credit periods of up to 24 months if you supply a single buyer with goods and/or services on a regular basis. Show product
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Wholeturnover policy (APG) A wholeturnover policy (APG) enables you to insure accounts receivable with credit periods of up to 12 months arising from supply and service transactions with numerous customers in different countries. Show product
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Wholeturnover policy light (APG-light) With a wholeturnover policy light (APG-light) you, as a small or medium-sized exporter, can insure accounts receivable with credit periods of up to four months in a cost-efficient and particularly simple way. Show product
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Manufacturing risk cover Manufacturing risk cover enables German exporters to insure production costs incurred in connection with an export contract. Show product
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Forfaiting guarantee With the forfaiting guarantee, exporters can sell (forfait) credit receivables in full to a bank and thus achieve immediate liquidity. Show product
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Contract bond cover With a contract bond cover, exporters can protect themselves against losses due to politically occasioned or unfair calling of a bond required by a foreign buyer to ensure the exporter’s satisfactory performance of the contract. Show product
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Counter-guarantee for exporters A counter guarantee enables a German exporter to insure the claim for compensation which the guarantor who has issued a contract bond on his behalf has in the event of the contract bond being called and the guarantor paying it. Show product
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Hermes cover flex&cover Take the opportunity to organise your export business more efficiently and securely. When hedging with flex&cover, the ‘German footprint’ of a company is assessed instead of the origin of individual transactions. Show product
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Constructional works cover With a constructional works cover, you can insure the typical risks arising in connection with the performance of construction contracts abroad. Show product
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Confiscation risk cover Extended cover for exporters Show product
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Project financing Cover for major projects Show product
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Ship Financing Zur Sicherung von Schiffsfinanzierungen werden Lieferantenkreditdeckungen und/oder Finanzkreditdeckungen eingesetzt. Eine Kombination mit weiteren Deckungsformen (z.B. Fabrikationsrisikodeckung, Vertragsgarantiedeckung, Avalgarantie) ist möglich. Show product
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Airbus guarantee An airbus guarantee is a guarantee on first demand covering the risk of bad debt losses . Normally, the contractual set-up of the covered export transaction consists in a leasing contract and an isolated buyer credit. Show product
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Buyer credit cover With a buyer credit cover, the bank insures the claim for repayment of the loan amount paid to the German exporter as agreed in the loan contract signed with the foreign borrower. Show product
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Hermes cover click&cover BANK Hermes cover click&cover BANK German banks can quickly and easily insure buyer credits for straightforward export transactions with a guarantee from the Federal Government to be applied for online. Show product
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Leasing cover With a leasing cover, the lessor can insure the receivables arising from a cross-border leasing transaction which are payable by the lessee. Show product
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Revolving buyer credit cover Cover for banks for accounts receivable with credit periods of up to 12 months (in exceptional cases up to 24 months) arising from a loan agreement on the financing of exports made in the course of the exporter’s ongoing business relationship with one specific foreign buyer. Show product
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Shopping line cover With shopping line cover several transactions of different exporters can be bundled into one or several credit tranches with uniform repayment profile. The financing bank can then obtain cover for the credit facility from the Federal Government. Show product
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Framework credit cover With a framework credit cover, a bank can insure its accounts receivable arising from individual loans granted under a general loan agreement to finance German export transactions. Show product
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Counter-guarantee for banks A counter-guarantee enables the German exporter to insure the claim for compensation which the guarantor who has issued a contract bond on his behalf has in the event of the contract bond being called and the guarantor paying it. Show product
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Credit confirmation risk cover With a credit confirmation risk cover, the bank insures itself against the risks involved in the confirmation of a letter of credit that has been issued to finance a German export transaction. Show product
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Covered bond guarantee A covered bond guarantee gives banks financing export transactions more flexibility when refinancing the export credits they granted in their own covered bond business (German covered bond; “Pfandbrief”). Show product
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Securitisation guarantee (VBG-E/VBG-R) The securitisation guarantee makes it easier for banks to externally refinance export credits extended under buyer credit cover or helps these banks to obtain refinancing at enhanced conditions. Show product
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Securitisation guarantee for the KfW refinancing programme The securitisation guarantee of the Federal Government enables banks to take part in the refinancing programme of the state KfW Group and obtain long-term refinancing with congruent maturities for transactions covered under buyer credit or airbus guarantees. Show product
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Forfaiting guarantee With the forfaiting guarantee, exporters can sell (forfait) credit receivables in full to a bank and thus achieve immediate liquidity. Show product
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Ship financing In order to cover ship financing schemes supplier credit guarantees and/or buyer credit guarantees are used. Besides, a combination with other types of cover (e.g. manufacturing risk cover, contract bond cover, counter-guarantees) is possible. Show product
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Airbus guarantee An airbus guarantee is a guarantee on first demand covering the risk of bad debt losses . Normally, the contractual set-up of the covered export transaction consists in a leasing contract and an isolated buyer credit. Show product
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Project financing Insuring railway financing schemes with supplier credit guarantees and/or buyer credit guarantees. Show product
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Your way to buy 'Made in Germany' How may we support your business with Germany? Show product
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Su acceso a "Made in Germany" ¿Cómo podemos apoyarle a usted en sus negocios en Alemania? Show product
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Votre accès au "Made in Germany" Comment pouvons-nous vous soutenir dans vos affaires avec Allemagne? Show product
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Seu acesso ao "Made in Germany" Como podemos apoiar o seu negócio com a Alemanha? Show product
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"Alman Malı" na erişiminiz Almanya ile işinizi nasıl destekleyebiliriz? Show product
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Implement your company’s growth plans with us.
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Gain more business by offering your customers finance.
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Protect your exports from the risk of payment defaults.
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Generate growth for your company’s export business with us.
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Take advantage of the improved conditions for green exports.
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Contact us so that the outstanding amount is settled quickly.
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Find out about the advantages of buying “Made in Germany”.
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March 9, 2026 EKG Report EKG Report 366 Update on the current situation in the Middle East +++ Export credit guarantees 2025: Federal Government takes on more than EUR 13 billion in cover +++ OECD country risk classification: three improvements +++ SACE and Euler Hermes agree on closer cooperation +++ Reinsurance agreement concluded with Saudi Arabia Read more
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March 6, 2026 Messages Cover policy for countries in the Middle East. The German government is closely monitoring the situation in the Middle East. Applications for export credit cover for deliveries and services to the affected countries can still be ... Read more
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September 26, 2025 EKG Report EKG Report 363 Package of measures attracts keen interest +++ India: Export potential for German companies +++ Außenwirtschaftstag 2025 with Federal Minister Katherina Reiche +++ Colombia: Coverage in local currency possible Read more
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May 23, 2025 Messages G7 ECA Heads - Meeting Communique The leaders of official export credit agencies (ECAs) of the G7 nations met in London on 19-20 May, to discuss recent business trends and challenges. Read more
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Exports of services
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